DAYCARE

***All risks must be licensed or certified*** 
General Liability

• Limits up to $1,000,000 Each Occurrence/$3,000,000 General Aggregate
• Includes $5,000 Medical Payments for customer and day care children on your premises
• Incidental Medical Malpractice for claims arising out of the rendering of or failure to render first aid by an insured person other than a medical professional
• Products Liability for claims arising from food or beverages served
• Personal Injury for libel or slander
• Employees are covered as insureds
• No liability deductible
• Optional Professional E & O
• Optional Limited Abuse & Molestation: sub-limits available
• Optional Non-Owned Auto (not available if commercial auto policy is in effect)
• Dog Bite and Water Exposure Coverage Available

Property

• Special or Broad Form Coverage
• Optional Business Income Coverage

Other Coverage available includes Crime, Inland Marine and Umbrella Coverage up to $5 Million.

Daycare Applications required to quote. Financial statements may be required within 10 days of binding if property values exceed $300,000.

Interest free payment plan is available on risks over $5,000 premium.

Staff | Contact One of our Producers | Home Page | Email Our Office